How do you find your "sweet spot" for UTIL reporting??

[cwwatts1202]

I've been told in this forum, that you don't get regular score bumps for keeping a low UTIL, but then I've also read and have been told to find the "sweet spot" UTIL and let the card report at that % to get the best results. How do you figure this out if you dont see regular bumps just from low UTIL?? 

[pizzadude]

It's just a trial and error process ~ most people start with letting one card report ~9% util whilst other cards are reporting 0%. Next month they might try ~5%...

[Roarmeister]

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@pizzadude wrote:
It's just a trial and error process ~ most people start with letting one card report ~9% util whilst other cards are reporting 0%. Next month they might try ~5%...

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I have seen some calculated graphs that look like they were deduced from actual data.  The sweet spot appears to be between 1 and 2.5% for both single card and all cards and it doesn't matter if you have 1 card or several or have other derogs, the sweet spot is the same.  I can't post the graph because it links to a website that was banned.  Sorry about that.

[CS800]

I did a trial and error. On my end, I noticed if my util go above 11-12%, i get a score drop about 20 points. I experimented for about 6 months

[DaBears]

My sweet spot is at 4% trial and error for about 5 months.

[Shogun]

Mine is at 4%.  How do I know?   OCD.  

[DaBears]

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@Shogun wrote:

Mine is at 4%.  How do I know?   OCD.  

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