So i just recently started to report to the Credit Bureau's. As i don't have an SSN/ITIN it is extremely diffcult to get my scores... but i manage to get some:
EQ FICO Bankcard 8: 757
EX FICO 8: 742
TU Vantage 3.0: 736
I have 3 cards. Card #1: 20 months of age , Card #2: 10 months of age, Card #3: Less than a month of age
Somehow i managed to get my credit report even if it's Vantage 3... and it only shows 1 of my cards opened... A Citi Prestige with 11.5K limit. My oldest card an AA is not showing, that has almost 2 years since opened and i had to wait the 6 months for it to display a score. Whatsup with this??? and also how do you think my score is going?? I think it's better my oldest and bigger 24K line shows right?
Mysteries of being without ssn.
You probably have information on multiple files: bureaus add information on best effort and without a SSN (which still isn't perfect) or possibly ITIN it's more likely that it landed elsewhere.
If your file only shows 1 account out of 3, generally speaking, it's split.
This is very good sound advice but i am afraid of contacting them so they can look more in depth that i don't have an SSN or ITIN and proceed to close my cards/report???? (Would they be even able to do that?)
I just don't want to call too much attention. I know i'm not doing anything bad but... ?