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How to avoid collections showing on my credit report

tparvaiz
Contributor

How to avoid collections showing on my credit report

Hi,

 

I have received a collections notice on behalf of AAA (Auto club group)... The issue is that I initiated an auto policy with AAA but they declined it as my wife had out of country license... I was under the impression that the small charge of ($66) would be adjusted because I was technically never under the insurance from them.

 

Anyhow, I now have this collections notice... How can I make sure that it dosent' show up on my credit report. I am open for payment as well

 

Please advise.

Message 1 of 6
5 REPLIES 5
FireMedic1
Super Contributor

Re: How to avoid collections showing on my credit report

Pay it? Then complain you werent accepted.





Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 2 of 6
tparvaiz
Contributor

Re: How to avoid collections showing on my credit report

Pay it to the collections company? or AAA?

and complain it to AAA or collections?

Message 3 of 6
tparvaiz
Contributor

Re: How to avoid collections showing on my credit report

and what about if I was suppose to pay and didnt (may be a penalty or something) that I am not aware of?

Message 4 of 6
FireMedic1
Super Contributor

Re: How to avoid collections showing on my credit report

You didnt get the insurance for what you posted. Why have a CA hit on your file 7yrs for not even starting a policy?





Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 5 of 6
Travel1now
Member

Re: How to avoid collections showing on my credit report

Have you called AAA to ask why you owe the $66, since you believe you weren't "technically" covered? That's where I would start. Good luck. 

Message 6 of 6
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