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How to clean up my report

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Anonymous
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How to clean up my report

How can I get a better score each month.
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: How to clean up my report

Pay ontime, never be late, keep UTL down.
 
"Baddies"  fade as time goes on-
If you have a more specific question- please feel free to ask.

Resa2die4 wrote:
How can I get a better score each month.



Message 2 of 4
Anonymous
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Re: How to clean up my report

Could my score change every month? How could I see the change. How could take off the bad things on my report.
Message 3 of 4
llecs
Moderator Emeritus

Re: How to clean up my report



Resa2die4 wrote:
Could my score change every month? How could I see the change. How could take off the bad things on my report.


Your score can change everyday if you have enough going on in your reports. My EQ score changed at least a dozen times last month, but I'm in the middle of repair. Each time a CC updates on your report, your score is subject to change due to utilization.
 
You can see report changes to your report by pulling your report each time or subscribe to a credit monitoring service like ScoreWatch or TrueCredit, as a favored example. You can see your FICO score change only in one place for all 3 CRAs, and that is here at MyFICO. Unfortunately, you'd have to pull your report each time in order to see changes on TU and EX. If you subscribe to SW, you can see changes to your FICO on EQ as they occur.
 
There's a process to credit repair. Read and Read and Read and Read. Ask questions in this forum. Don't post everything all at once (it'll be too long to read), but take your most recent baddie and post the situation in a new post and people will respond with their advice. And ask questions.
 
BTW, welcome to this forum!


Message Edited by llecs on 04-11-2008 06:22 AM
Message 4 of 4
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