How to increase score

[Anonymous]

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fused111 wrote:

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cinoeye wrote:

.....or inquiries made by businesses with whom you already have a credit account .....

DOes this means when you ask CC for higher limit, it's only a softy?

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Depends on the ccc, they all have their own underwriting.  From my personal experience, Amex and FIA (formerly MBNA, now BOA) has never done a hard pull for cli's.  They just ask if your income has changed but do not demand you verify it, look at your payment hisory with them and then their computers start thinking and it says, give the sucker a cli beacuse we stand to make money off her/him.

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I called FIA last week and asked, and they said they had to do a hard pull for a CLI.  I've had the card only about 6 months -- don't know if that has anything to do with it.  Or the fact that I took a large cash advance (60% of CL) and have been paying only the minimum monthly payment. 

[Anonymous]

If I take a personal loan for 6K from www.citi.com will they check FAKO or Fico score?

Message Edited by ctnbpl on 05-29-2007 04:20 PM

[Tuscani]

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ctnbpl wrote:

If I take a personal loan for 6K from www.citi.com will they check FAKO or Fico score?

Message Edited by ctnbpl on 05-29-2007 04:20 PM

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FICO.. and most likely EQ.

[smallfry]

Some mighty interesting goings on at AMEX lately.

[ktl55]

I'm really, really not trying to be funny or judgmental but is this a joke? I'm reading and  reading and re-reading and wondering what the requirements are to work for the NYSE?  I mean besides the 800 score? Something is really off about this..................

[fused]

ktl55 wrote:

I'm really, really not trying to be funny or judgmental but is this a joke? I'm reading and  reading and re-reading and wondering what the requirements are to work for the NYSE?  I mean besides the 800 score? Something is really off about this..................

I was hoping for a post like yours.  I have been wondering the same.  I guess the NYSE might demand this because money managers have access to vast quantities of money and require them to be financially perfect for fear of future embezzlement and other crimes.

[smallfry]

That'll stop the crimes. LOL. A broker dealer doesn't work for the NYSE. The firm this gent is applying to obviously has very high standards.

[fused]

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smallfry wrote:
That'll stop the crimes. LOL. A broker dealer doesn't work for the NYSE. The firm this gent is applying to obviously has very high standards.

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You know this thread is so big, I guess I got confused!  Going back and reading it would be like me cramming for a final back in college.  Is this job in fact with the NYSE?  If so, then I was mistaking when I referenced a money manger...sorry.

[ktl55]

fused;

the op says he/she needs a score of 800 to work for the NYSE............at $350K annually. I was wondering if that was ALL you needed to work for NYSE............because there seems to be some other things missing besides the score.............IMHO. After reading most of the op responses it seems a bit shady to say the least.

[Anonymous]

Call me skeptical, but I just don't buy it (that there's any job with a requirement of an 800+ FICO score).  Your score fluctuates from month to month.  Suppose his dropped to 780 -- would they fire him?