How to refresh Myfico score?

[Anonymous]

How do I refresh myfico score like Transunion, Equifax and Experain. I am a member of these 3 credit bureaus and every time I want to refresh my report I just hit refresh button. How does Myfico work? Do I have to purchase every time in order to refresh? I have score watch and standard one as well as all 3 credit monitor. I want to know how to refresh my report in myfico since I know my report have change a lot in my 3 credit bureaus files.

[Steveomatic]

I am also interested in finding out how to do this. I signed up on 10/14 and the date of the scores does not change each time I log in.

[-NewGuy-]

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@Anonymous wrote:

How do I refresh myfico score like Transunion, Equifax and Experain. I am a member of these 3 credit bureaus and every time I want to refresh my report I just hit refresh button. How does Myfico work? Do I have to purchase every time in order to refresh? I have score watch and standard one as well as all 3 credit monitor. I want to know how to refresh my report in myfico since I know my report have change a lot in my 3 credit bureaus files.

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You aren't able to manually request a refresh of your score every day (unless you feel like paying of course). There are a number of events, such as balance changes for example, that should cause your score to be updated when they are detected. You can check in your 3 bureau monitoring settings to see when that might happen. Also, at present I believe that the monitoring, and subsequent score update, works differently for the three bureaus on MyFICO, so you may have to check the small print to see how each one functions at present.

[Imhotrodcrazy]

I have had several "updates" to my EQ and TU scores but I have yet to get one on my EX.  Sometimes I wonder if it is worth the money. 

[Anonymous]

Myfico is bugged with TU and ecperian apparently. I had an account deleted via dispute from all 3 bureaus in August. Equifax showed the update earlier this month....the other two, still nothing. I'll have to ask my broker to pull my credit to know what it actually is. Basically wasted $60 on this service.

[-NewGuy-]

You should both check out this page, it has information that would probably be useful to both of you.

http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/FICO-3-Bureau-Credit-Monitoring-Frequently-a...

[Anonymous]

I don't think you can, However I just got an update to EQ score and a CC balance decrease alert from MYFICO. per FICO they will update the scores on TU and EX but they can't update any balance changes. Which had me wondering so I logged on to Credit Seseme to see my FAKO score and LO and behold the same CC balance decrease alert and my FAKO score had increased a few points.

[taxi818]

Come on guys. You can't refresh report or scores.  Report is once a year on 3 b monitoring. However. Scores update as changes occur to report. Example big balance decrease or increase. Score chanes. New inquiry. Maybeormaybe not. Like that. It happens randomly and then updates the latest date of your score. 

[Anonymous]

I get that updates only happen when there's an event that triggers an alert. The fact remains, I had a huge account deleted from all 3 bureaus and only one is reflecting the change in my myfico profile. Reading posts from others with the same problem the only way to fix it is to spend $20 for a new report.

What I am doing is using the score simulator to see what my score is with this account removed. I don't need an exact score, just a ballpark figure.

[taxi818]

You can spend the 20. Or just wait until something triggers change. At least score will update.