I'm not sure if this is the right thread to ask or not but I'm sure someone on here will guide me in the right direction....Ok I pulled my EQ credit report and I was about to pass out when I had seen the score-not good!!! So I am wondering if this is that same as a FICO or not??? I really don't know what my fico score is if this is NOT the same thing? I went way down 
When I pulled my CR from annual credit reoprt in October it was 653, Now I pulled it and it was like 586 WOW what a DROP! I also noticed that I had paid the collections that were on there and thought they had been "taken care" of but only 1 shows that it was paid...I will be contacting the CA to find out WHY this didn't show..Anyway can you please explain the difference???
thanks!!!!!
Equifax used to sell consumers our EQ FICO's from their site.
Several months ago, they began switching to selling FAKO's. <--actually, 
At this point, I don't know if it's even possible to find a link to buy our EQ FICO's from their site.
The score that you get from myFICO, either via the Standard report or myFICO, is an Equifax FICO score. The industry name for it is Beacon 5.0.
I don't remember which FAKO they're now selling from their site --Vantage, maybe?
Go to the bottom of your report and see if there's some teeny tiny fine print. It should say what type of score it is.
As for the paid collections, you know, of course, that they'll still count against your score the same as if they were unpaid, but they should show as paid. You'll have to check with the CA's on that. Or, if you have proof that your payment was processed, you can try disputing as incorrect balance.
