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Inquiry Aging Question

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Anonymous
Not applicable

Inquiry Aging Question

Good Day folks,

I have an inquiry on my Transunion report that will age 12 months in May, I have 2 inquires on my EX and EQ that will age 12 months in Novemeber.  My question is, can I expect a couple of points increase on my TU score in May since that inquiry will no longer be scoreable? Thx!

Message 1 of 7
6 REPLIES 6
Shooting-For-800
Senior Contributor

Re: Inquiry Aging Question

Depends on your file but would assume a few points increase for 0 inquiries 

 

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 2 of 7
KLEXH25
Valued Contributor

Re: Inquiry Aging Question

I’m also curious about this, as I have a few that age 12 months in May as well (1 each on EX & EQ, 2 on TU).


Message 3 of 7
dynamicvb
Valued Contributor

Re: Inquiry Aging Question

I had one age off TU today and picked up 4 points, not positive it was the inquiry as I also had a card report 0 that had reported 12 bucks last month. I’ve got 2 aging off this month on TU and Ex and 3 coming off EQ so I’m hopeful they will give me a few more.

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 4 of 7
Anonymous
Not applicable

Re: Inquiry Aging Question

Awesome, I’m looking forward to next month!
Message 5 of 7
Anonymous
Not applicable

Re: Inquiry Aging Question


@Anonymous wrote:

Good Day folks,

I have an inquiry on my Transunion report that will age 12 months in May, I have 2 inquires on my EX and EQ that will age 12 months in Novemeber.  My question is, can I expect a couple of points increase on my TU score in May since that inquiry will no longer be scoreable? Thx!


However many points you lost with the addition of your last inquiry on TU would be the number of points you'll gain with an inquiry becoming unscoreable in May.

Message 6 of 7
Anonymous
Not applicable

Re: Inquiry Aging Question

+1 ^^^^^^^^^
Message 7 of 7
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