Inquiry effect on CS

[bobebob]

Another data point for those figuring out the FICO formulas:

Previous CS = 811  zero inquiries affecting score

1 inq for Home Equity Line of Credit

No change in CS after FICO SW alert for new inq.   Nice!

I expected a couple of point drop in CS.   I give up trying to figure FICO out. 

That's probably what they want.

[VirtualCuriosity]

Your zodiac sign, as well as your favorite color have a lot to do with it too. 

[RobertEG]

Surprising!

Higher scores are usually affected by inquiires more than iower scores....

Are you sure it was a hard pull?

[bobebob]

Yeah, I'm sure it was a hard pull. 

Both my BOFA monitoring service and FICO sent me notifications on the change in my credit report.

But Scorewatch noted that the score was unchanged.

I'm a little confused about it, but it's cool that my score didn't drop.

[WNA888]

1 inquiry caused my FICO scorewatch to go from 802 to 795 recently