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Is it possible.

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Goose7
Valued Member

Is it possible.

Is it possible to become a High Achiever with only revolving accounts? I'm curious because I don't have any auto or mortgage loans on my reports. Does that mean I apex at the 730-740 mark?
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Is it possible.

800+ is possible in such a case.

 

Message 2 of 5
Gunnar419
Valued Contributor

Re: Is it possible.


@Anonymous wrote:

800+ is possible in such a case.

 


+ 1. It's actually quite easy to get into the 780 range on credit cards alone. It might take some time to make it above 800 on just ccs, but once you're in the high 700s you're getting every benefit of having excellent credit already.

 

Message 3 of 5
Revelate
Moderator Emeritus

Re: Is it possible.


@Gunnar419 wrote:

@Anonymous wrote:

800+ is possible in such a case.

 


+ 1. It's actually quite easy to get into the 780 range on credit cards alone. It might take some time to make it above 800 on just ccs, but once you're in the high 700s you're getting every benefit of having excellent credit already.

 


More like above 740 in current market Smiley Happy.

 

That said I'll still stand by my assertion it takes longer to hit 780 or 800+ with revolving tradelines only vs. a balance between revolving and installment.




        
Message 4 of 5
Kratos-TM
Frequent Contributor

Re: Is it possible.

Can be done with just CC's, just takes longer.

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Message 5 of 5
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