No credit repair organization can ever, ever assure you of any deletion of anything from your credit file/credit report.
Only the creditor or debt collector who reported the information can delete it.
What credit repair organizations purport to offer is knowledge of how to attempt deletions of items from your credit file.
They may have value to consumers who are clueless as to the process, but are, in my opinion, less than useless to those who can obtain credit repair answers on their own. Yes, doing it yourself is investment of time on the part of the consumer, and some dont want to invest that time.
Take this site as an example. You can come here any time, relate the details of a particular item of information, and get the most objective advice on how to proceed.
I am not a salesman for myFICO, but I have been here for several years, and know the high caliber of advice that is offered here, with no commercial benefit that might make the advice subjective, and questionable.
If you take the time to understand and ask questions, I would take advice offered here before listening to any third party, commercial credit repair organization.
Again, if any credit repair organization implies their abilitty to obtain credit report deletions, that would be a major red flag to me.
