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Auto Loans for ANY Credit Situation. Immediate Response.
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Thanks. Yes lots of different opinions from various threads but majority seems to think overall utilization may have slight effect.

Since it costs me very little to bring one loan to 1% I may try that just for fun but overall the consensus is revolvers is most critical so we will see. I also feel a past due co is effecting it so I will post any mtg score change when that is paid

I don’t think paying a few down under 8.9 will have any effect. I also am skeptical that the 90% will make any difference. So I will save money instead
Starting Score: 652/644/654 (March 7) and spouse 649/647/602
Current Score: 725/719/719 (Aug 26h and my spouse is 722/700/714 (July 3)
Goal Score: 720

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