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MY score dropped after deletion

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akaatlast
Established Member

MY score dropped after deletion

My score dropped after deletion of two collections is this normal?
 
Score TU 612 My FICO 8/20/08
''            ''  598      ''        8/29/08
 
Please explain?
 
Message 1 of 7
6 REPLIES 6
jbh
Established Contributor

Re: MY score dropped after deletion

Charge off or collection? Any other variables such as new accounts or inquiries? Was age lost, somehow?

SORRY, EDIT, I realize you said collections. I just wonder if there is anything else we might not have thought of since Collections aren't factored into age from what I know.

Message Edited by jbh on 08-29-2008 09:57 AM
Message 2 of 7
Anonymous
Not applicable

Re: MY score dropped after deletion

Collections on tradelines are considered in age.....non-reported tradelines are not.
 
Do you have any other baddies on your report? Did your utility go up any? Are you late on any accounts?
Message 3 of 7
Anonymous
Not applicable

Re: MY score dropped after deletion

Dropped from 598 to 612? Increase or decrease? But anyway if it did drop and these are not numbers from the same CRA, it could do with age.

Message Edited by ilovepizza on 08-29-2008 01:25 PM
Message 4 of 7
fused
Moderator Emeritus

Re: MY score dropped after deletion



akaatlast wrote:
My score dropped after deletion of two collections is this normal?
 
Score TU 612 My FICO 8/20/08
''            ''  598      ''        8/29/08
 
Please explain?
 


Other than lates, do you have any other baddies on your reports?
Message 5 of 7
akaatlast
Established Member

Re: MY score dropped after deletion

no, just lates, and high utlilization(sp)
Message 6 of 7
Anonymous
Not applicable

Re: MY score dropped after deletion

What is your most severe late and most recent late?
Message 7 of 7
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