@NRB525 wrote:
@Anonymous wrote:No, it wasn't for a card, should have been a soft but transunion/TURSS won't budge on fixing it as puller made a mistake..
Only 3 cards all 8-9 years old
oldest account 18 years, AAoA 8 years
It is wierd. I wonder if Revelate's comment applies. Since this may have been coded as a non-creditcard INQ, the score hit waits 30 days to allow all the related potential similarly non-CC coded INQ to accumulate, whether they do or not, and then a few days ago "Times Up!" and the score hit results.
Other than that, it's gremlins, and no one likes gremlins.
Some of my mortgage inquiries are coded wierdly on the report including at least one as miscellaneous according to MF report; all clearly from mortgage providers so I'm not really sure how it's being tracked. I haven't looked at my base reports as the source of truth as MF could be misreporting it, but I do know my scores behaved precisely as expected for mortgage inquiries though at least with regard to the 30 day grace period.
