Not looking for an explanation but......................

[Anonymous]

I sub to an Equifax credit monitoring service and was notifed today that my Equifax FICO score drpopped 4 points (816 to 812).  Out of curiosity I checked my TU score and it went up 28 points (from my last check in December)  from 773 to 801.  

I guess the good news is that I am over 800 on both.   The only bad news is that i don't see why either score changed at all.  But again no explanation is required.

[marty56]

The symptom seems like you went from say 1% CC util to 0% CC util.  Are you sure you % util did not change. 

[Anonymous]

No it seems to be within a few dollars of the old balance----but like I said I was not looking for an answer----just pointing out that scores sometimes move independently of one another and we should not assume that because does not move that the others have the same behavior.

[JayRizzo]

Yeah, I hear ya, G2... just our FYI.  But, I'm wondering if you have an HSBC product since many members posted that something flakey happened yesterday that caused their monitoring alerts to light-up like Times Square when the accounts were removed from EXP for troubleshooting?!?  Just guessing that this may or may not have caused the 4 point drop and alert.

Oops!  I mis-read... you typed "Equifax", not "Experian"    nevermind