So, I get an alert from MyFico that says my score tanked 12 points! I look for the reason why, and it says a "change in balance." My American Express apparently went from zero to $6. (That's six dollars.) That's the reason for a 12 point drop? Beyond that.... it's not even true. Both Amex balances are zero. So, my question is... is this site another hoax? What's with this stuff?
other possible reasons: recent application for: credit card, house, boat, installment loan, opening a bank account(a maybe), maybe even cable tv, cel phone, etc, etc, etc ad nauseum. lol You can pull a CR and find out that way......perhaps.