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Question about AAoA scoring

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Anonymous
Not applicable

Re: Question about AAoA scoring

But isn't a payment considered activity too? I've had a card that I carry a BT balance on several times, which had no swipes for a year. Just the payments. 

Message 11 of 13
Anonymous
Not applicable

Re: Question about AAoA scoring


@Anonymous wrote:

But isn't a payment considered activity too? I've had a card that I carry a BT balance on several times, which had no swipes for a year. Just the payments. 


Sure is.  In fact, if there's a carried balance on an account, by definition that's always going to constitute activity as the reported balance will be changing every month.  That goes for someone that's making payments, or not making payments as in that case the reported balance will just grow due to interest.  Purchases are not a necessary part of the "activity" equation.

Message 12 of 13
yapsalot
Regular Contributor

Re: Question about AAoA scoring

OP, I urge you to call a couple of more times, especially during normal working hours. If you call any big organization multiple times you will often get more than one answer to the same question. 

Yapsalot
Message 13 of 13
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