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Anonymous
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Question

Does anyone know how a 30 day late payment on my mortgage will effect my fico score?

 

 

Message 1 of 3
2 REPLIES 2
Junejer
Moderator Emeritus

Re: Question

Hello Bcervi, and welcome to the forums. Please read Credit Scoring 101, if you haven't already.

I am going to move this thread to Understanding FICO Scoring.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 2 of 3
Junejer
Moderator Emeritus

Re: Question

To answer the question, it will have a negative effect on your scores. Be prepared for a drop of 25+ points, if not worse--up to 50 points.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 3 of 3
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