Only your bank can offer you the answer to your question.
The three CRAs are the repositories of the data that goes into any credit score generated based on their credit file. So you have clear credit reports from each CRA.
But credit scoring does not work like that. Credit scoring is based on each of your three credit files, but there are a myriad of companies who generate and market credit scores.
Until about a decade ago, only Fair Isaac had a credit scoring algorithm on the market, and everyone used it. But then the three CRAs saw the market to try selling their own scores, based on their own and independent algorithms. They banded together, and produced something called a "Vantage" score, that was in direct competitin with the Fair Isaac FICO scoring.
But the vast majority of creditors continued to rely upon FICO scores. Scores not based on the Fair Isaac algorithms are derisively called "FAKO" scores.
But creditors are free to rely upon whatever scoring analysis they choose to license and use in their credit decisions. Only the creditor can answer your question.
Ask them.
