Reason codes for FICO 08?

[vanillabean]

Some of you may remember the /12 trick for having your EQ 04 and TU 98 (EX 04 probably too) reports display reason codes. Does this work for 08 (or at all anymore)? Apparently the reason codes themselves haven’t changed. "To assist clients’ conversion, the new FICO score retains the same 300-850® scoring range, score reason codes …”

[vanillabean]

As obscure as FICO reason codes often seem, they may well be the only real explanation to come directly from the formula’s calculation of the score. Discover (08) lists them, as does PSECU (04). The higher your score, the crazier they may appear. My TU08 per Discover is 848, and one of the two listed reason codes is "Too many accounts with balances” - just as I was getting used to 08 loving more balances (EQ 850, EX 849). But maybe it’s simply the formulas being opposite on this. As in other ways?

Note to moderators, please update the following link in FICO Risk Score Reason Codes:

"FICO changed the address of the document. It was http://www.fico.com/en/FIResourcesLibrary/FICO_Risk_Score_Reason_Codes_1424PS.pdf.”

It is now http://www.fico.com/en/wp-content/secure_upload/FICO_Score_Reason_Codes_1424PS.pdf.