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Regaining points lost

800goal800
Frequent Contributor

Regaining points lost

I lost a bunch of points this month going from azeo and showing higher balances

 

All else being equal, should the same amount lost be regained if I go back to where I was ?

Message 1 of 5
4 REPLIES 4
chiefone4u
Established Contributor

Re: Regaining points lost


@800goal800 wrote:

I lost a bunch of points this month going from azeo and showing higher balances

 

All else being equal, should the same amount lost be regained if I go back to where I was ?


If the only change was no longer being AZEO, then returning to AZEO should put you back to where you were as long as no derogatory items appear (and you don't open/close any accounts).

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Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

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Message 2 of 5
SouthJamaica
Super Contributor

Re: Regaining points lost


@800goal800 wrote:

I lost a bunch of points this month going from azeo and showing higher balances

 

All else being equal, should the same amount lost be regained if I go back to where I was ?


Yes. Absolutely. Utilization has no memory.


Total revolving limits 677500 (584500 reporting) FICO 8: EQ 750 TU 761 EX 749

Message 3 of 5
dunn2500
Frequent Contributor

Re: Regaining points lost

AZEO needs 3 card minimum to work or?

Message 4 of 5
Remedios
Moderator

Re: Regaining points lost


@dunn2500 wrote:

AZEO needs 3 card minimum to work or?


Yes, minimum of three. 

 

Message 5 of 5
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