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Reporting date

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bobkmn
Regular Contributor

Reporting date

I am hopefully expecting some increases in my FICO score as I have made some significant changes in my credit profile this month. What I am wonder is if there is a specific day/date that the 3 bureaus post new scores?

 

Thank you.


Current scores: Experian-693 Equifax-720 TransUnion-727
Gardening since 4/7/2014 - Mouse over card for limit.
Message 1 of 4
3 REPLIES 3
09Lexie
Moderator Emerita

Re: Reporting date


@bobkmn wrote:

I am hopefully expecting some increases in my FICO score as I have made some significant changes in my credit profile this month. What I am wonder is if there is a specific day/date that the 3 bureaus post new scores?

 

Thank you.


Scores are a snapshot based on the data received from your creditors. You could pull your scores at anytime after your statements have closed/reported. I would suggest waiting a week after your statements closed. 

Message 2 of 4
bobkmn
Regular Contributor

Re: Reporting date


@09Lexie wrote:

@bobkmn wrote:

I am hopefully expecting some increases in my FICO score as I have made some significant changes in my credit profile this month. What I am wonder is if there is a specific day/date that the 3 bureaus post new scores?

 

Thank you.


Scores are a snapshot based on the data received from your creditors. You could pull your scores at anytime after your statements have closed/reported. I would suggest waiting a week after your statements closed. 


Thanks. As I am new here I was wondering what is the cheapest way to pull all 3 scores? How often should I pull them?


Current scores: Experian-693 Equifax-720 TransUnion-727
Gardening since 4/7/2014 - Mouse over card for limit.
Message 3 of 4
09Lexie
Moderator Emerita

Re: Reporting date


@bobkmn wrote:

@09Lexie wrote:

@bobkmn wrote:

I am hopefully expecting some increases in my FICO score as I have made some significant changes in my credit profile this month. What I am wonder is if there is a specific day/date that the 3 bureaus post new scores?

 

Thank you.


Scores are a snapshot based on the data received from your creditors. You could pull your scores at anytime after your statements have closed/reported. I would suggest waiting a week after your statements closed. 


Thanks. As I am new here I was wondering what is the cheapest way to pull all 3 scores? How often should I pull them?


I would pull scores when I'm considering apping.  Other than then, there really isn't a reason to pull scores.  There are plenty of websites that you can use to monitor your credit reports, Credit Sesame, Credit Karma, Credit.com, Quizzle for instance. 

 

Your Discover card will provide a free TU08 each month 

Message 4 of 4
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