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Score Change

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Anonymous
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Score Change

I had a 587 and Chrysler hit my credit report with a 30 day late and my score dropped to a 515. I called Chrysler and they removed the 30 day hit, however my score went up to a 545. No other changes. Any ideas???
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Score Change

There must be an additional change in your report.

The score has no memory, thus it should exactly come back to the start value.

Most comon reason for such a score decrease is a change of CC utilization. Could it be the same for you? 

Message 2 of 4
Anonymous
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Re: Score Change

No... There is nothing different... I have score watch and it the only  thing.
Message 3 of 4
Anonymous
Not applicable

Re: Score Change

score watch does not really show all the determining factors of a score change. To find everything that affected your fico recently you will need to pull them.
Message 4 of 4
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