Score Drop of 69 points..

[bigred1967]

That's what i'm wondering

[Anonymous]

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@Remedios
Aren't accounts under dispute temporarily excluded from scoring?

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Usually they are.  That being said, OP where does your utilization (overall) sit both with the Lowe's account factored in and then with it taken out?  For a 69 point drop, you're probably looking at a 50-70% utilization swing, IMO.

[bigred1967]

Her utilization is right at 35% do to a remodel on her home this month but will be back to to under 5% this billing cycle

[bigred1967]

Totally frustrating..

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@bigred1967wrote:

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[Anonymous]

Aha! Are we talking about a FICO drop or a Vantage drop?

[Anonymous]

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@AnonymousAha! Are we talking about a FICO drop or a Vantage drop?

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It looks like you addressed this with the OP back on page 1.  In post 4 he stated the score came from myFICO.

[Anonymous]

Drats... that's what I get for trying a new app for reading forums on my phone.  Sorry about that.  Seeing that his paid credit card was listed as a paid loan -- I thought that was a problem with one of the FAKO sites.

[bigred1967]

Nothing new here on the reason have hard copies on all reports and the previous reports everything is identical..

[Anonymous]

What are the main contributors/factors to your score according to myFICO?  Serious delinquency, late payments, any of that change? 

[bigred1967]

None whatsoever