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Just fishing for some ideas. My TU score dropped (5) points today. When I clicked on the notifications it said I went from 73% UTI on my Capital One card to 0% and gave me a -5%. My overall UTI went down 3%. Don't really understand.
Sounds like something else happened - paying down a card without resulting in every card at zero will not cause a score drop. If you have them available, compare yesterday's report to today's, line by line. Something should pop out.
Vantage site? If it is. Means really nothing.
Where did you get your score from?