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So, as you guys know I have three cards, Cap 1 for $500, BoA for $500 (both secured), and AAMCO Car Care One for $1000. I have on time student loan payments as well. My AAoA is 1 year 8 months and my oldest is nearly 4 years (student loans). I have my 6th statement for my Capital One Card, 4th Statement for my CC1 card (which I didn't get an increase after the 4th statement ), and my 2nd for my BoA card. I have no derogatory information on any of my accounts. Yet I still have no FICO score. At this point I am seriously confused. I have done everything right and yet I still haven't generated one in any of the three bureaus. What should I do from here?
Give it more time it all depends when the 6th statement from Cap1 posts. It is strange that with 1year 8 months of AAoA that you have no score. It could be your student loans are not reporting to credit bureaus.
@coldnmn wrote:Give it more time it all depends when the 6th statement from Cap1 posts. It is strange that with 1year 8 months of AAoA that you have no score. It could be your student loans are not reporting to credit bureaus.
See I thought that too, but they are, to all three. Thats why I'm confused. I really don't know what to do at this point.
Also, has anyone else had this problem before?
@xXIDaShizIXx wrote:
@coldnmn wrote:Give it more time it all depends when the 6th statement from Cap1 posts. It is strange that with 1year 8 months of AAoA that you have no score. It could be your student loans are not reporting to credit bureaus.
See I thought that too, but they are, to all three. Thats why I'm confused. I really don't know what to do at this point.
Are you trying to get your scores from MyFico?
@coldnmn wrote:
@xXIDaShizIXx wrote:
@coldnmn wrote:Give it more time it all depends when the 6th statement from Cap1 posts. It is strange that with 1year 8 months of AAoA that you have no score. It could be your student loans are not reporting to credit bureaus.
See I thought that too, but they are, to all three. Thats why I'm confused. I really don't know what to do at this point.
Are you trying to get your scores from MyFico?
Yes.
Try contacting MyFico through the support at top of page they also have an 800 number.
@xXIDaShizIXx wrote:
I called. They said that I should have at least generated a score with at least one bureau but haven't. They said all they can think of is to try again when all of my accounts have aged to at least a year. Which is odd because I thought only ONE had to be 6 months?
Well then I would contact the credit agencies. That sounds like total BS! Good Luck!