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TANKED TU Score

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Anonymous
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TANKED TU Score

My QS (new) credit card and my TU score just dropped 15 points! =(  Worst part is, I just got the BoA Cash Rewards, Green Card, and Delta Gold from Amex.....All my other scores went up! Uggh....DEFINITELY gardening for at LEAST a year.

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: TANKED TU Score


@Anonymous wrote:

My QS (new) credit card and my TU score just dropped 15 points! =(  Worst part is, I just got the BoA Cash Rewards, Green Card, and Delta Gold from Amex.....All my other scores went up! Uggh....DEFINITELY gardening for at LEAST a year.


Don't worry your scores will go back up over the next couple months as your utilization drops too.

Message 2 of 10
Anonymous
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Re: TANKED TU Score

I wouldn't worry about 15 points.

 

Message 3 of 10
NRB525
Super Contributor

Re: TANKED TU Score


@Anonymous wrote:

My QS (new) credit card and my TU score just dropped 15 points! =(  Worst part is, I just got the BoA Cash Rewards, Green Card, and Delta Gold from Amex.....All my other scores went up! Uggh....DEFINITELY gardening for at LEAST a year.


Congratulations on all the new cards!

The score drop is to be expected, and since you aren't going to be apping for a year, the score will have a chance to move up during that time.

Message 4 of 10
Anonymous
Not applicable

Re: TANKED TU Score

Thank you! 15 points seems HUGE with my fragile, rebuilding credit, baby scores. I've only had a 5 point drop, before. Does it get worse before it gets better?
Message 5 of 10
Anonymous
Not applicable

Re: TANKED TU Score

I DEFINITELY have to garden for at least one year....
Message 6 of 10
Anonymous
Not applicable

Re: TANKED TU Score

If you don't plan on app'ing or asking for a cli ... Your fico score is useless anyway
Message 7 of 10
Imhotrodcrazy
Valued Contributor

Re: TANKED TU Score


@Anonymous wrote:

I wouldn't worry about 15 points.

 


At my age  this would give me a coronary if it happened  to me.  Smiley Surprised

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 8 of 10
Anonymous
Not applicable

Re: TANKED TU Score

Shoot, it would give me a coronary. Yeah, I'm just sad because after building for one year and going up 100 points, it's sad to lose more than 5. =(

Message 9 of 10
Anonymous
Not applicable

Re: TANKED TU Score


@Imhotrodcrazy wrote:

@Anonymous wrote:

I wouldn't worry about 15 points.

 


At my age  this would give me a coronary if it happened  to me.  Smiley Surprised


The first couple times it happened, it nearly gave me a coronary. Then I figured out that the yellow dots that pop up every time I get an alert are some kind of glitch. The green dots are the correct ones.

Message 10 of 10
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