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TU just went up 63 points! Question...

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Anonymous
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TU just went up 63 points! Question...

Got a score alert from here that my score has changed.  I logged in and saw a 63 point jump on TU!  SO, I had to know and pulled my scores here and sure enough, comparing this report to other reports previously purchased here it no longer says I have a 60 day late (and that was a Verizon charge off, weird, it never showed as a collection item). 

 

So then became more curious.  Logged in to TU and pulled a current report and it still shows the Verizon.  I did messaged customer service a few weeks ago and asked for a good will deletion (it turns 7 years 2/2016) and never got a response.  That said, even though my TU direct report used to say (2) negatives, now it says (1).  Weird.

 

While I have learned how different scores can be between the (3) files, can I expect similar score jumps on EX and EQ when this fall off with them?

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NRB525
Super Contributor

Re: TU just went up 63 points! Question...

Congratulations!

And I would expect some similar range of improvement on EX and EQ, although if you have one last late, I think others have had to wait for all lates to get off the report before the final boost in scores.

 

Good luck! You are almost there.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 4
Anonymous
Not applicable

Re: TU just went up 63 points! Question...


@NRB525 wrote:

Congratulations!

And I would expect some similar range of improvement on EX and EQ, although if you have one last late, I think others have had to wait for all lates to get off the report before the final boost in scores.

 

Good luck! You are almost there.


Thanks!  The one last baddie is on TU only, so EX and EQ are 100% baddie free.

Message 3 of 4
Anonymous
Not applicable

Re: TU just went up 63 points! Question...

Sweet!! Congats.. Always feels good to see jumps like that. 

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