but what happened to all the mortgage loans, etc, that I took out when I was younger (30 years ago?)....I don't see them on any of these reports...do they drop off after a certain amount of time. Most of my accounts say length of time is GOOD....but the oldest account on all 3 showing is 1992. I bought a home back in 1986 and had all sorts of cards - JC Penneys, Sears, etc??? where are they now?