1) It says my most recent collection is 2 years 2 months. Yet that is when it was assigned, the DOFD is actually in mid-late 2001. Is there a way to update this or is that the actual date they use? If you went delinquint 7 years ago and they assign it 6 1/2 years later, is that considered a recent collection?
2) It says my balance is too high. I have $1400 ($1200 of this on an old CO from 2001) and a limit of $20k or so.
3) It says i have too many inquires, i.e. seeking credit. I have 3, all of which were from Collection Agencies 10 months ago.
Any ideas on how to fix/address?
