@Anonymous wrote:
Wait a minute I thought this was only TU? So some lenders report midcycle high balance to all three CRAs?
But only TU keeps trended data?
I can't answer the trended data question, but I just checked my last 3 bureau pull on Experian's Website and Barclays does list my highest ever balance at any single point in time on all 3 of them. It doesn't list the highest balance during each cycle (just what the statement reports). For me, it's $934 (I have never let $934 report on a statement). If I went out and spent $1500 tomorrow (but didn't spend any more this cycle period), once that balance posted to my account, it would replace the $934 for my "Highest Balance" as soon as my statement cut (regardless as to whether I paid the statement to zero before it cut or to any other figure). Here's a pic of my EQ from July:
(Note: Citi only reports my "Highest Balance" as the highest reported balance ever)
