Why 60 points difference.

[SouthJamaica]

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@MeCasa wrote:

Truthfully, we are trying to rationalize where there is no rationalization but greed. Every company does what's best for them and what their advisors say as the path to Nirvana. I spent some time today looking at the credit info on various credit cards. I have seen Equifax scores at 720 and equifax scores at 670 and so on and so forth. The sad part is that these people control a large part of our lives. This is my last deal, this credit stuff was never that big a deal, and now I'm spending my time trying to  learn.

If a young man was smart enough to learn there is a lot of money to be made staying close to this. I'm old and cranky. And the good thing is that the info is out there to see, you can't manipulate it if you can't see it. And I truthfully, even what little knowledge I have makes my window company more profitable.

It's really quite simple. You asked a question: why the 60 points difference between credit bureaus? The answer is that there must be a difference in the data that is appearing in the credit reports. You would need to see the reports, to determine what the differences were.

You don't have to "learn" anything about FICO formulas. If you review the reports and tell us what the differences were in the data, we can probably explain to you why the scores are different.

I can't contol this and I'm too old to learn so I'll just pay everything down to 30%

30% is not good; 28% would be better

and see what happens.

You're never too old to learn. But as I said, you don't really have to learn anything at this juncture. You just need to find what the differences are in what is in the reports.

But since Experion will probably bring me to 750+/- after the paydown I should use their site in searching for lenders.

Their site and their score have nothing whatsoever to do with each other. As to how and where to search for lenders, you would need to tell us what kind of credit product you're looking for, and we can probably give you some useful suggestions.

I'm going to need 50k to 75k unsecured.

Loan? Line of credit? Credit cards? Business? Personal?

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[FicoMike0]

Like I said, they really can help.

[Horseshoez]

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@MeCasa wrote:

I can't contol this and I'm too old to learn so I'll just pay everything down to 30% and see what happens. But since Experion will probably bring me to 750+/- after the paydown I should use their site in searching for lenders. I'm going to need 50k to 75k unsecured.

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LOL, you're only three years older than me and I'm still learning something new practically every day.  Trust me, you ain't too old to learn.

[myfarouco]

how were you able to send a picture , i try upload picture but i can t see where 

[myfarouco]

can u please tell how to upload picture ? i need show an error of this experian but can t upload picture while i paid 29$ for subscription

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@

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[AndySoCal]

@myfarouco  Here is to upload a photo. Step 1 take a picture of what you want to upload. Next step tap or click on the camera icon. Navigate to where the photo is and select the photo. Next  select what size you want the photo be a. Next tell it where you the left right or in center of the post. The click the upload or something that means the same thing.

[FicoMike0]

@AndySoCal  thanks, that's straightforward.

@MeCasa  I'm even older, here's a deal,

You send me $29,

That's the deal.

Not good enough?

Last days to send in that $29, don't miss out!

Hurry, while supplies last!

Not available in stores!

[myfarouco]

thanx but there is no upload camera button , is there a way to talk to support about this?

[FlaDude]

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@myfarouco wrote:

thanx but there is no upload camera button , is there a way to talk to support about this?

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Your rank is "New Member", I think you have to rank up to "Member" before being able to post pictures. Ranks are based on number of posts, number of logins, and time logged into the forum.

[AndySoCal]

Disk space

In oder to upload this picture  here the steps

1) Click on  Choose files

2) Click on what size you want the image to be small medium or Large I choose small

3 Select where in the post you want the image displayed

4) Click Done

I know the picture has zero to do with any thing credit wise . Just using the picture as an example.