Man, HOW did you go from 512 to 700+ in 18 months. I had 575 when I exited Ch 7 in 2011, and 18 months later, with ZERO lates, a paid off secured loan from Heartland CU, and three credit cards with balances at or near ZERO, I had a 506. Man, APPLAUSE!! Seriously, #RESPECT!
Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640
FICO Dream Scores: EQ 700+, EX 700+, TU 700+
Credit accounts: 22% APR auto loan (Mar 2017), Secured [Coke (4000), Discover (1000)], Unsecured [CreditOne $1500, Walmart $150, Target $200], World Finance: $1500, Courtesy Finance: $700, Speedy Finance: $1200 (charged-off)
