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Why Is Experian So Hard To Please???

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Anonymous
Not applicable

Re: Why Is Experian So Hard To Please???


@Rogue46 wrote:

My scores are near yours and also have a slow time with Experian. I recently had Equifax shoot up 6 points and TU 2 points but Experian no change..  In my case Experian doesn't list a few of my older accounts that are closed for some reason while the other two do. I'm guessing this is why my scores are the way they are.


See that is weird because Experian has a higher amount of closed accounts for me than the other 2. I have 8 closed accounts for them while the others report 6 and 1.

Message 11 of 14
xaximus
Valued Contributor

Re: Why Is Experian So Hard To Please???


@Anonymous wrote:

Hi Yall,

 

Ok I need to vent about Experian...

I've seen on other posts on the forum about the points being so slow to climb up with them. I just received alerts from TransUnion and Equifax that they went up 2 and 3 points for paying down a balance from $179.00 to $19.00. Very small points difference but hey, I'll take every point I can get. I got an alert from Experian which says "UTILIZATION PERCENTAGE 13% to 1%. 662 Your score has not changed" Smiley Mad Why are they so hard to please? They are my lowest score and I'm struggling to bring them up. They are the only ones that aren't reporting a Lowes Card that I am an auth. user for (17k limit and has been open for 10 yrs) Ive called them over and over to try to get fixed to no avail. Grrrrrrrrrrrrrr


Have you tried having yourself removed as an AU, then re-added (I would give it atleast 30-60 days in between).



Scores - All bureaus 770 +
TCL - Est. $410K
Message 12 of 14
Anonymous
Not applicable

Re: Why Is Experian So Hard To Please???


@xaximus wrote:

@Anonymous wrote:

Hi Yall,

 

Ok I need to vent about Experian...

I've seen on other posts on the forum about the points being so slow to climb up with them. I just received alerts from TransUnion and Equifax that they went up 2 and 3 points for paying down a balance from $179.00 to $19.00. Very small points difference but hey, I'll take every point I can get. I got an alert from Experian which says "UTILIZATION PERCENTAGE 13% to 1%. 662 Your score has not changed" Smiley Mad Why are they so hard to please? They are my lowest score and I'm struggling to bring them up. They are the only ones that aren't reporting a Lowes Card that I am an auth. user for (17k limit and has been open for 10 yrs) Ive called them over and over to try to get fixed to no avail. Grrrrrrrrrrrrrr


Have you tried having yourself removed as an AU, then re-added (I would give it atleast 30-60 days in between).


I've thought about it but am afraid of the point drop. It will go down more than I would like because I saw what it did when I removed myself off a capital one before. It wasn't pretty. I know I would add myself back but it wont add as much points back. SMH. But thanks for the suggestion Smiley Happy

Message 13 of 14
Civil
Regular Contributor

Re: Why Is Experian So Hard To Please???

Equifax is the devil for me






Message 14 of 14
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