First let me list all of our credit cards.
Hsbc mastercard- cl 1000 balance 845.73 APR 29.99 % (paid off not showing paid off yet)
Capital one- cl 750 (went from 500 to 750 in like 3 months automatically) balance 500 APR14.4%
AF $39
Best buy- cl 1900 balance 1618.34 APR differs - 829.21 @ 22.15% (paying 375 to it monday)
- 733.76 @10.9% till 2/10/10
- 27.98 @10.9% till 2/10/10
- 92 @ 0% till 1/17/08 then 22.15
Firestone- cl 1200 balance 700 APR 0% till 2/5/2008 then 21.84%
homedepot- cl 3000 (reporting 2500 so far) balance 907.93 APR 0%interest till 6/22/2008 then 21% (not showing yet)
640 APR 0% interest till 6/1/2008 then 21%
Sears- cl 900 balance 785.8 APR 24.4% (paying 750 to it monday)
applied card bank- cl 500 balance 0 APR AF $50
american car care center- cl 1000 balance 0 APR 22.99%
America First Credit Union- line of credit of 1800 interest rate at 10.25%
- line of credit of 500 interest rate at 10.25%
- personal loan balance 1300 interest rate at 10.25
- truck loan balance 21200 interest rate at 9.15%
- New Visa Credit card with 3000 limit apr of 10.75% used it to pay off hsbc sears and some to bestbuy (not showing on my credit yet)
scooter loan- balance +/- 3500 interest rate about 17%
newegg card - cl 2400 balance 0 interest rate 21.99%
Mortgage 172900 interest rate at 6.75% (this has not reported to EQUIFAX yet) anyone know how long it will take and how much it will drop my score any geusses
My score is 696 right now and my husband's is 664 any geusses how this will change with our mortgage and our new charges and limits? oh yeah and i have only pulled equifax for these scores