myFICO 3B Alerts

[Anonymous]

So what items trigger alerts?

So far I've had utilization rate (total and specific cards) and credit limit.

Main reason I ask, I have some GW letters out, will I see an alert if a payment reporting status is changed or removed for those specific months? Also, I have a charge-off that is supposed to be removed, will that trigger an alert?

[Anonymous]

There are a ton of different events that result in alerts. Some of the common ones that come to mind are certain utilization changes, paying off a credit card, receiving an inquiry, a change to a credit limit, a new account being reported, a derogatory item showing up, etc.

I'm not sure that the removal of a derogatory item or delinquency results in triggering an alert every time though.

[expatCanuck]

As well, you can configure a few alert thresholds on the Alert Settings screen.