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As I see my scores go up as I am trying to rebuild my credit. I don't see the additional scores go up. Like the mortgage or auto score. Do I have to repurchase my score for it to go up? I am rebuilding my credit, and wanting to buy a house with a hopefully getting approved for an FHA loan in the next 6 months to a year. So I wouldmlike to see the diffence between my updated scores and my mortgage and bank card scores
I am also curious if anyone knows when TransUnion will have additional scores on myFICO
@Anonymous wrote:I am also curious if anyone knows when TransUnion will have additional scores on myFICO
I don't think anyone in this forum knows the answer to that.
@Anonymous wrote:As I see my scores go up as I am trying to rebuild my credit. I don't see the additional scores go up. Like the mortgage or auto score. Do I have to repurchase my score for it to go up? I am rebuilding my credit, and wanting to buy a house with a hopefully getting approved for an FHA loan in the next 6 months to a year. So I wouldmlike to see the diffence between my updated scores and my mortgage and bank card scores
That is a big fat YES, you do have to buy a complete new 3B report to get your updated mortgage, auto, and bankcard scores...I've bought (3) 3B reports in 30 days.
The lst 3B report that I bought, didn't have the various fico score versions.
Between 1-30-15 and 2-17-15 my scores netted these gains:
EQ FICO 08, +24 pts
EQ FICO mortgage 05, +4 pts
EQ FICO auto 08, +32 pts
EQ FICO Bankcard 08, +33 pts
EX FICO 08, +25 pts
EX FICO mortgage 05, +0
EX FICO auto 08, +34 pts
EX FICO Bankcard 08, +35 pts
I gained more points on my auto and bankcard scores than I did on my fico 08 scores. Probably insignificant, but could be the same situation for others to 'guess' what might happen.
@racer-x wrote:
@Anonymous wrote:As I see my scores go up as I am trying to rebuild my credit. I don't see the additional scores go up. Like the mortgage or auto score. Do I have to repurchase my score for it to go up? I am rebuilding my credit, and wanting to buy a house with a hopefully getting approved for an FHA loan in the next 6 months to a year. So I wouldmlike to see the diffence between my updated scores and my mortgage and bank card scores
That is a big fat YES, you do have to buy a complete new 3B report to get your updated mortgage, auto, and bankcard scores...I've bought (3) 3B reports in 30 days.
The lst 3B report that I bought, didn't have the various fico score versions.
Between 1-30-15 and 2-17-15 my scores netted these gains:
EQ FICO 08, +24 pts
EQ FICO mortgage 05, +4 pts
EQ FICO auto 08, +32 pts
EQ FICO Bankcard 08, +33 pts
EX FICO 08, +25 pts
EX FICO mortgage 05, +0
EX FICO auto 08, +34 pts
EX FICO Bankcard 08, +35 pts
I gained more points on my auto and bankcard scores than I did on my fico 08 scores. Probably insignificant, but could be the same situation for others to 'guess' what might happen.
I should be a MOD just on my $$ contributions to myFico.