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myFICO additional scores

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Anonymous
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myFICO additional scores

As I see my scores go up as I am trying to rebuild my credit. I don't see the additional scores go up. Like the mortgage or auto score. Do I have to repurchase my score for it to go up?  I am rebuilding my credit, and wanting to buy a house with a hopefully getting approved for an FHA loan in the next 6 months to a year. So I wouldmlike to see the diffence between my updated scores and my mortgage and bank card scores

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: myFICO additional scores

I am also curious if anyone knows when TransUnion will have additional scores on myFICO

Message 2 of 5
Anonymous
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Re: myFICO additional scores


@Anonymous wrote:

I am also curious if anyone knows when TransUnion will have additional scores on myFICO


I don't think anyone in this forum knows the answer to that.  

Message 3 of 5
racer-x
Valued Contributor

Re: myFICO additional scores


@Anonymous wrote:

As I see my scores go up as I am trying to rebuild my credit. I don't see the additional scores go up. Like the mortgage or auto score. Do I have to repurchase my score for it to go up?  I am rebuilding my credit, and wanting to buy a house with a hopefully getting approved for an FHA loan in the next 6 months to a year. So I wouldmlike to see the diffence between my updated scores and my mortgage and bank card scores


That is a big fat YES, you do have to buy a complete new 3B report to get your updated mortgage, auto, and bankcard scores...I've bought (3) 3B reports in 30 days.

The lst 3B report that I bought, didn't have the various fico score versions.

 

Between 1-30-15 and 2-17-15 my scores netted these gains:

 

EQ FICO 08, +24 pts

EQ FICO mortgage 05, +4 pts

EQ FICO auto 08, +32 pts

EQ FICO Bankcard 08, +33 pts

 

EX FICO 08, +25 pts

EX FICO mortgage 05, +0

EX FICO auto 08, +34 pts

EX FICO Bankcard 08, +35 pts

 

I gained more points on my auto and bankcard scores than I did on my fico 08 scores.  Probably insignificant, but  could be the same situation for others to 'guess' what might happen.

 

Message 4 of 5
racer-x
Valued Contributor

Re: myFICO additional scores


@racer-x wrote:

@Anonymous wrote:

As I see my scores go up as I am trying to rebuild my credit. I don't see the additional scores go up. Like the mortgage or auto score. Do I have to repurchase my score for it to go up?  I am rebuilding my credit, and wanting to buy a house with a hopefully getting approved for an FHA loan in the next 6 months to a year. So I wouldmlike to see the diffence between my updated scores and my mortgage and bank card scores


That is a big fat YES, you do have to buy a complete new 3B report to get your updated mortgage, auto, and bankcard scores...I've bought (3) 3B reports in 30 days.

The lst 3B report that I bought, didn't have the various fico score versions.

 

Between 1-30-15 and 2-17-15 my scores netted these gains:

 

EQ FICO 08, +24 pts

EQ FICO mortgage 05, +4 pts

EQ FICO auto 08, +32 pts

EQ FICO Bankcard 08, +33 pts

 

EX FICO 08, +25 pts

EX FICO mortgage 05, +0

EX FICO auto 08, +34 pts

EX FICO Bankcard 08, +35 pts

 

I gained more points on my auto and bankcard scores than I did on my fico 08 scores.  Probably insignificant, but  could be the same situation for others to 'guess' what might happen.

 

I should be a MOD just on my $$ contributions to myFico.


 

Message 5 of 5
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