unexplained score decrease

[Anonymous]

so, i got a alert from my fico today that my TU score dropped 4 points. i went to TU online dispute and checked my report, there is nothing that's changed. no new inquiry's,new collection or updated balances. i'm confused why there would be a drop, even though its only 4 points, i'm rebuilding and need those!!

is it normal for fico scores to flucuate throughout the month a few points?

[Anonymous]

It's perfectly normal for scores to fluctuate during the month.  

[Anonymous]

ok thanks.... i think i figured it out though. literally as soon as i posted this, i got another email for a alert. seems this time my Equifax  went up 3. the first premiere account i disputed with the bureaus updated. i cant wait for first premiere to remove the account, hoping i get a decent bump, should do wonders for utilization since it shows 152% !!!

and i'm curious, why do they fluctuate if there isn't a change?

[Anonymous]

I'm still pretty new but I would think it's because there are so many factors that go into a credit score and so many different things report and aging at different times would cause the fluxs.