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(updated with scores) How much of a score drop from paying off only installment account?

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Re: How much of a score drop from paying off only installment account?

TU finally reported it today. -12 points for a drop from 702 to 690. 

 

This was unfortunately paired with my new NFCU card reporting and with a 31.8% balance, however, that same card reported on EX and came with no score drop so I would wager that most, if not all of it, came from the loan being paid. 

 

Equifax hasnt reported my NFCU card yet, when that shows up I’ll make one final report to see if it causes a score dip. If it doesn’t, and EX didn’t, it’s probably safe to assume that all 12 points on TU were from the paid loan, especially when the drop in EQ is looked at for the same action which cost me 17. 

 

EX - 9 lost

TU - 12 lost

EQ - 17 lost

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