Bankruptcy

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2 approvals 4 months post BK

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12 Replies

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"Approval" 1
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341 Meeting 16
341 Meeting on 6-12-19 1
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@FireMedic1 1
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Advice 4
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after bankruptcy 3
After BK 2
After BK reporting 1
after discharge 1
agencies 1
Alaska Airlines 1
Alaska airlines Bank of America 1
Alliant 1
Alliant Credit Union 1
ally 2
amazon store card 1
Amazon Synchrony 1
america first credit union 1
American Express 4
American Infosource 1
AmEx 7
AMEX APPROVAL BANKRUPTCY 6
Amex Approved 1
Amex blacklisted 1
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Auto 5
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B4 BK7 As of 10.18.23 FICO 8: EQ 675 1
bad credit 2
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Bankcrupties Credit 3
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bankrtuptcy 2
bankrucpy 1
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Bankrupcy 44
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bankrupt 1
bankruptcy 444
Bankruptcy - Chapter 13 - Job Contract 1
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Bankruptcy and Credit Cards 35
Bankruptcy and Personal loans 3
bankruptcy chapter 13 25
Bankruptcy Chapter 7 340
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Business 1
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Cap 1 5
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capital one platinum 2
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capitalone 1
capitol one 2
capone 1
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car 6
Car Loan 15
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car redemption 2
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Card 1
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cc 1
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ch 13 5
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Ch 7 16
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Ch7 20
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Chap 7 19
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Chapter 3
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chapter 7 126
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chapter13 3
chapter7 7
charge card 1
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charpet 7 1
Chase 10
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Chevron and Texaco Techron Advantage Visa Card 1
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Credit & loan qualification 15
Credit after Chapter 13 1
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credit builder loan 3
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Credit Card 30
Credit card applications 6
credit card approval 1
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credit card cli 1
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credit card offers 2
credit card payments 1
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credit cards 12
credit control corp 1
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credit history 1
Credit improvement 1
credit increase request 1
credit karma 2
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Credit Line Increase. 4
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Credit monitoring 1
Credit one 9
credit one bank 2
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Credit rebuild 6
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credit report 7
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credit reporting and lowering credit line for no reason that i can understand 1
credit reporting error 2
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credit reports 1
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credit score 7
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credit score increase 5
credit scores 5
credit scores dropping 3
credit steps 1
credit union 8
Credit Union Eligibility 2
credit union personal loan 1
credit unions 1
credit utilization 1
creditcard 3
creditcards 1
CreditKarma 2
Creditor 1
creditors violating FDCPA and FCRA 1
creditreport 1
creditscore 1
Currently holding Navy Federal Secured nRewards 1
data points 1
Date Filed: 09 30 2021 Current FICO Scores: TU 623 EQ 683 EX 600 Authorized user of CapitalOne no other CC 1
DCU auto loan 1
debt 7
debt collection 3
debt consolidation 4
Debt Management 22
debt reorganization 1
Debt to Income 1
deductions 1
degree 1
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Denied 1
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disability 1
discharge 32
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discharged 12
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discharged chapter 7 17
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Discharged...some time this week..looks like. 1
Discover 7
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Discover IT 3
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dismissed 1
dispute 5
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Disputes 2
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DTI 1
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early exclusion 10
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ED 1
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EE 3
efile 1
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equifax 5
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EX 654 1
Experian 9
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fasfa 1
FCA 1
FCRA 1
FCU 1
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federal 1
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FHA 3
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Fico 4
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FICO Score 9 1
FICO Score changes 12
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h 1
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HELOC 7
help 6
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joint 1
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Judgements 3
Just Starting 1
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lawyer 1
lease 8
lease trade in 1
leasing 1
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LexisNexis 1
licensed 1
lien removal 1
liens 1
Life after Chapter 7 3
Line of Credit 1
LLC 1
loan 6
Loan approval 3
Loans 6
long term 1
Lost Access 1
LVNV 1
Macy's 1
macys 1
major questions about new bankruptcy 1
malpractice 1
Maryland 1
Mazda 1
means test 2
means testing 2
medical 1
medical bills 2
Medical Collection 1
Medical debt 3
Medical debt collection 1
Meeting of Creditors 2
Meeting of Creditors 6-12-19 1
Mercurycard 1
Merrick 1
Merrick Bank 1
Merrick Bank closed card 1
Military 2
Military star card 2
Missed Payment. 1
Mission Lane 1
MOC 1
Mortage loan 2
mortgage 24
mortgage loan 5
Mortgage scores 3
mortgages 1
my fico 1
myfico 1
Navient 1
Navy 6
navy fed 2
navy federal 9
Navy Federal approval 3
Navy Federal Credit Union 13
Navy Federal Membership 1
need advice. 1
Negative items or DEROG 10
negative reporting 1
new 1
New Account 1
New credit & loan 13
new house 1
New Jersey 1
next steps 2
NFCU 42
NFCU 1st CC 1
Nfcu bankruptcy 1
NFCU Cash Rewards 1
NFCU membership denial appeal 1
NFCU navy federal navy fed 1
NFCU nRewards Secured Card 2
NFCU Platinum 1
NFCU shared secured loan 1
nj 2
No Annual Fee 1
no asset 1
No FICO score 1
no wasted inquires 1
non consumer 1
non-FICO credit scores 2
Notice of case closed 1
offers 1
Ollo 2
Ollo Rewards 1
online 1
Open Chapter 13 1
open chapter 7 1
opening accounts 1
opensky creditkarma creditmanagement timewarner rebuild secured creditcards discovery bofa secured creditone 1
Other 14
p2p loans 1
Pacer 2
past due bills 1
PATELCO 1
patnership 1
pay increase 1
paying family 1
Paying off debt 1
payment 1
payment history 1
payment increase 1
payments 2
payoff 1
Paypal 2
Paypal Credit 1
Pen Fed 3
penfed 8
PenFed Auto Loan 2
penfed bk denial 1
PenFed Offers 1
PENFED POWER CASH 1
personal 1
personal finance 1
personal lines of credit 1
Personal loan 3
personal loans 1
Phoenix 1
Plat 1
Platinum Credit Card 1
Please Help 1
Post Bankruptcy 7
Post Bankruptsy 2
post bk 2
Post BK7 11
Post Chapter 13 mortgage 1
Post discharge 1
Post-CH7 6
Potentially negative 1
Pre Approval 1
pre discharge 1
pre-qualified 1
preapproved 1
Premiere 1
Preparing for bk 2
preparing for mortgage 1
Prequal 1
prestige financial 2
Private 1
private loans 1
Pro Se 3
Product Change 2
proof of claim 1
prose 1
public records 1
qs 1
Quality 1
Question 3
questions 2
QuickSilver 3
Re 1
Re-establishing 1
reaffirm 11
reaffirmation 19
reaffirmed 1
reaffirmed debt 2
reaffirming car loan 3
Reaffrimation 3
Real Estate 1
rebuild 20
rebuild after BK 3
rebuild credit 1
Rebuild Suggestions 5
Rebuilding 56
rebuilding after bankruptcy 1
Rebuilding and application advice 4
rebuilding approvals 2
Rebuilding credit 21
Rebuilding Credit after Bankruptcy 111
recommendation 1
recommendations 1
Recon 1
reconsideration 1
redeeming 1
refinance 8
refinance bankruptcy 1
refinancing 1
Removal 1
remove 1
removed 1
rent 1
rental 1
renting 3
reporting 3
reporting dates 1
Reports 1
repossed vehicle 2
repossession 9
restructure 1
Retail cards 6
Retirement 1
Rewards cards 6
REWARDS CREDIT CARDS 1
Ritz-Carlton 1
SAC FCU 1
SAFE CU 1
Saks fifth 1
salary increase 1
Sallie Mae 2
Santander 2
Santander auto 1
savings 1
Savor one 1
SavorOne 1
SBA 1
score 1
Score and bankruptcy 2
Score improvement 11
Score Improvement. 2
scores 3
secured 3
secured card 4
secured cards 1
SECURED CREDIT CARD 11
secured loan 2
Self Lender 2
sellhome 1
servicer 1
settlement 5
share secured loan 1
SL 1
social security 1
SOL 1
sorry if didn't understand 1
spouse 1
SSDI 1
SSI 1
SSL 1
Starting limit 1
starting over after bankruptcy 2
Still have student loans 2
still Young 1
stipend 1
store cards 1
student 1
student debt 1
student loan 7
student loans 16
Success Story 1
Suck it Chapter 7! 1
Surge 1
SYNCB 1
Synchrony 4
target 2
Target Card 2
tax 1
tax lien 1
tax refund 1
tax returns 2
taxes 1
td bank 1
Telecheck 1
Texas Guarentee 1
TG 1
timeline 1
To bankrupt or Not to bankrupt.....This is the Question...... 1
too many inquiries 1
toyota 3
toyota financial 1
Toyota lease 1
transunion 4
Travel cards 2
travis credit union 1
Trustee 1
tu 1
TU 655 1
TU 8 659 EX 8 655 EQ 671 1
Typos galore. 1
U4 1
Unify 1
unsecured card 1
updates 1
upside down 1
Upsolve 1
Upsolve.org 1
us bank 2
US Trustee 1
Usaa 2
USAA American express 1
USAA credit cards 1
USAA secured credit card chapter 13 1
USDA 1
USDA Direct Loan 1
UST 1
utilization 3
VA 3
Va Home loans 3
va loan 3
va loan with bk 2
vahomeloan 1
vehicle 4
vehicle repossession 1
verizon 1
veteran 2
Victoria’s Secret 1
Volkswagen 3
wage garnishment 1
Walmart 1
WalMart bankruptcy friendly 1
Walmart Synchrony 1
Want to file 1
WeFloridaFinancial 1
Wells Fargo 5
wells fargo dealer services 1
World Omni 1
wrote for many 1

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My Credit Journey as an FYI to help others

2 approvals 4 months post BK