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I think this guy is a scammer

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Anonymous
Not applicable

Re: I think this guy is a scammer


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

There is a "real" business where a potential AUs pays a broker who then pays part of the fee to someone to add that person as AU to one of their cards.  (You don't give the AU their own card, they just get to benefit from the good history).   CCCs don't like this, and later FICO score systems attempt to discount unrelated AUs.

 

However, as the card holder you would have to be very careful in communicating with a self-proclaimed broker, who might be a scammer just after card info.   There is no need for a real broker (or AU) to know SSN, account number or anything.


Even if the person is running a 'real' business they are not to solicit business within a PM as it is a violation of the TOS of the site.


Right, I wasn't suggesting that it was OK to do that.   Just that it doesn't have to be a scam, although it probably is.   That said, if you were looking for potential leads, forums like this would be a good place to start, especially with those that put cards and scores in their sigs!


I know you weren't. I meant it more as info to others so that they report the PMs.  Your point about signatures is well taken 

Message 11 of 66
NRB525
Super Contributor

Re: I think this guy is a scammer


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

There is a "real" business where a potential AUs pays a broker who then pays part of the fee to someone to add that person as AU to one of their cards.  (You don't give the AU their own card, they just get to benefit from the good history).   CCCs don't like this, and later FICO score systems attempt to discount unrelated AUs.

 

However, as the card holder you would have to be very careful in communicating with a self-proclaimed broker, who might be a scammer just after card info.   There is no need for a real broker (or AU) to know SSN, account number or anything.


Even if the person is running a 'real' business they are not to solicit business within a PM as it is a violation of the TOS of the site.


Right, I wasn't suggesting that it was OK to do that.   Just that it doesn't have to be a scam, although it probably is.   That said, if you were looking for potential leads, forums like this would be a good place to start, especially with those that put cards and scores in their sigs!


That's why you didn't get the PM? 

High Bal Jan 2009 $116k on $146k limits 80% Util.
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April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 66
lg8302ch
Senior Contributor

Re: I think this guy is a scammer

Forwarded the PM as well.... and for a little extra money  not worth the risk of the tradelines .. and not legal either ...so NO THKS

Message 13 of 66
OmarGB9
Community Leader
Super Contributor

Re: I think this guy is a scammer

I too got it! From two different usernames even. I didn't think to report them, though, as I was half asleep when I opened them. I just deleted the PMs.

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Message 14 of 66
CreditCuriosity
Moderator Emeritus

Re: I think this guy is a scammer

Reported this person last night..  Their was a few different users from others I spoke with that were shooting out the same PM's.. I beleive the first round of people have been addressed.

 

Yes a person can make money off of "piggy backing" on good credit, although no thank you for giving out my meh credit to someone to use for a few dollars

Message 15 of 66
gdale6
Moderator Emeritus

Re: I think this guy is a scammer

At this point all user names used by this individual have been banned permanently from the site for violating our TOS which prohibits such solicitation. If any of you receive further emails from someone on this just forward it to a Mod and we will take care of it. Thanks for being vigilent in this Smiley Happy

 

Message 16 of 66
TrialByFire
Established Contributor

Re: I think this guy is a scammer

Darn no such pm here. Guess I haven't "made it" yet Smiley Sad
Message 17 of 66
woodyman100
Valued Contributor

Re: I think this guy is a scammer

Got mine last night
NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 18 of 66
Imperfectfuture
Super Contributor

Re: I think this guy is a scammer


@NRB525 wrote:

I got the same PM, forwarded to mods.

 

It seems like a totally legitimate way to earn extra money. Give out your credit card info so someone you have never met, who has no credit and can't get a card on their own, gets signed up as AU on your cards, on the promise they will pay you for the right to use your credit cards.

 

What could go wrong?


LOL, I must not be worthy, no PM.  Smiley Wink

Signature needs updating
Message 19 of 66
SouthJamaica
Mega Contributor

Re: I think this guy is a scammer


@NRB525 wrote:

I got the same PM, forwarded to mods.

 

It seems like a totally legitimate way to earn extra money. Give out your credit card info so someone you have never met, who has no credit and can't get a card on their own, gets signed up as AU on your cards, on the promise they will pay you for the right to use your credit cards.

 

What could go wrong?


Smiley Happy Let's hope there isn't someone out there who thought you were serious.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 20 of 66
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