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Can FICO provide old credit reports?

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cashcardscore
Contributor

Can FICO provide old credit reports?

I believe the answer to this question is no but...

 

Somehow I lost over 15 years worth of credit history and reports. I blame my ex.

 

The oldest 3B report I have is from Feb 2022.

 

So, can FICO (fair issac) provide copies of previously bought 3B reports?





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1 REPLY 1
pizzadude
Credit Mentor

Re: Can FICO provide old credit reports?


@cashcardscore wrote:

I believe the answer to this question is no but...

 

Somehow I lost over 15 years worth of credit history and reports. I blame my ex.

 

The oldest 3B report I have is from Feb 2022.

 

So, can FICO (fair issac) provide copies of previously bought 3B reports?


Not to my knowledge - if you purchase a report and don't save it offline / download then it will eventually disappear. 

 

Found this also:   https://support.myfico.com/hc/en-us/articles/360038090453-How-long-will-I-be-able-to-view-my-reports...

 

If you have a subscription plan, your credit reports and FICO® Scores are viewable for as long as your subscription is active or on pause. If you cancel your subscription, you will lose access to your credit reports and scores, so be sure to download or print them.

 

If you have a one-time product, your scores and reports are viewable for 30 days from the date of activation. All FICO Score report products must be activated within 12 months of purchase.

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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