Equifax Score Watch Vs. MyFico

[Anonymous]

I'm somewhat disappointed. I signed up for myfico.com as a trial user and now I'm on the annual plan. I also signed up as a trial user at Equifax. The issue is that the service Equifax offers is more reliable. I get timely notifications, whereas I recently was not alerted at all of a new inquiry on my Equifax report via myFico. This is upsetting because my trial ends at Equifax soon and it clearly works better. Why such a discrepancy?

[Jazzzy]

Hi...do you get your FICO scores through the Equifax service? If so...is it like myFICO where you get an updated score if something happens on your report to trigger an alert?

[wowchad]

I thought if you got your score from EQ it was a FAKO but when I read it on consumercompare it does in fact say they are true FICO scores.

I've personally had good luck with Score Watch, always received reports and everything was good until I asked a billing question and they cancelled me.

[Barry]

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nigmatic wrote:
I'm somewhat disappointed. I signed up for myfico.com as a trial user and now I'm on the annual plan. I also signed up as a trial user at Equifax. The issue is that the service Equifax offers is more reliable. I get timely notifications, whereas I recently was not alerted at all of a new inquiry on my Equifax report via myFico. This is upsetting because my trial ends at Equifax soon and it clearly works better. Why such a discrepancy?

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Are you saying you received an inquiry alert from EQ SW but not myFICO SW? It looks like you were sent an inquiry alert by myFICO SW on 9/2, one of 9 alerts you've received since first signing up on 8/1. Are you saying there should have been another one? If you're not happy with myFICO's version you can contact myFICO customer service to cancel and receive prorated refund.

[wowchad]

Be careful though, that refund may only be a maximum of $45.00, no matter how short of a period you've had it.

[Barry]

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wowchad wrote:
Be careful though, that refund may only be a maximum of $45.00, no matter how short of a period you've had it.

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Sorry, but that's not true, wowchad. You were more than 4 months into your subscription when you received a 50% refund. If you had been given a refund after subscribing less than 3 months it would have been around 75%.