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Optimizing scores

tag
psm
Contributor

Re: Optimizing scores

Is it ((age x 5)/pets) - Kelvin or (age x 5)/(pets - Kelvin) ?
08-2022: EQ 830, TU 834, EX 832 - total credit limit 230,000+
Message 11 of 14
Anonymous
Not applicable

Re: Optimizing scores

Fargo, ND
Message 12 of 14
Themanwhocan
Senior Contributor

Re: Optimizing scores


@Anonymous wrote:
Fargo, ND

I though it was the temp in Moorhead, MN.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 13 of 14
New_Beginning
Frequent Contributor

Re: Optimizing scores


@Themanwhocan wrote:

@Anonymous wrote:

I assume others have commented , but I just pulled my 3 bureau here with all the various scores.   I can't help be amused at the reason codes though:

 

Bankcard 5: You have too few or too many revolving accounts

Bankcard 4: You have too few or too many credit card accounts

 

 

Couldn't they have put in just a little extra code to indicate whether it was too few or too many?   And there must be a magic number/range.


https://www.youtube.com/watch?v=aU4pyiB-kq0


LOL!!!!!!! Smiley Very HappySmiley Very HappySmiley Very Happy


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

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Message 14 of 14
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