Please help me get a new report

[Anonymous]

I desperately need to check what my fico score is as of this morning and it will not let me buy a new report because I purchased one last night. Is there any way around this? My LO is gettting ready to pull my score and due to some changes this morning in my equifax report I am very worried that my fico has dropped.

I have SW but it does not update fast enough.

[llecs]

Unfortunately you can only get one report every 24 hours. However, there are a couple of things you can do to sidestep the process, though it would cost money.

If you have SW and pulled a report from EQ last night, then you can't get an EQ report from here until tonight. However, Equifax.com also has a version of ScoreWatch. You could subscribe to that just for a report and EQ FICO and then cancel when you no longer need it. Another source for EQ FICO is also within Equifax.com, though it is very difficult to find and isn't on their products page. For $15-$17, you can get a full Equifax report and EQ FICO. Be forewarned, Equifax.com eliminated a number of their EQ FICO scores and replaced them with their own "Equifax Credit Score" which is no way related to FICO.

Of course, TU FICO is difficult to get outside of myFICO or your lender and it's impossible to pay for and pull your own EX FICO.

[Anonymous]

Thank you for the reply it's the equifax FICO that my lender uses and I need. I'll check the equifax site to see if I can find a place to buy an actual fico.