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Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

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New Visitor

Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

....for $15.00 and it caused Equifax to drop my credit score 8 points. It even said on MyFico page that my inquizition for my updated report was the cause. Its funny beacause earlier in the day my Equifax score had gone UP 8 points. So I lose because MyFICO never warned me

that their product could had adverse ramifications.

 

Warning: Redeeming An Updated MyFico score and report could lose you credit score points. Beware.

Message 1 of 6
5 REPLIES 5
Regular Contributor

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Viewing your own credit report through services like myFICO have 0 impact to your credit score. Can you share a screenshot of where it showed you that on the reason code?
Rebuilding Since 2016
6/5/2019 - Fico 8 Scores - EQ 672 TU 683 EX 674
6/15/2019 - FICO 8 Scores - EQ 682 TU 698 EX 690
8/10/2019 - FICO 8 Scores - EQ 706 TU 705 EQ 689
9/15/2019 - FICO 8 Scores - EQ 710 TU 713 EX 690
Message 2 of 6
New Visitor

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd


@Mattyroc wrote:

....for $15.00 and it caused Equifax to drop my credit score 8 points. It even said on MyFico page that my inquizition for my updated report was the cause. Its funny beacause earlier in the day my Equifax score had gone UP 8 points. So I lose because MyFICO never warned me

that their product could had adverse ramifications.

 

Warning: Redeeming An Updated MyFico score and report could lose you credit score points. Beware.


https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd

Message 3 of 6
Regular Contributor

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Can you post a screenshot and not a URL? I pull my reports here and have never been impacted by a score change.


@Mattyroc wrote:

https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd


@Mattyroc wrote:

....for $15.00 and it caused Equifax to drop my credit score 8 points. It even said on MyFico page that my inquizition for my updated report was the cause. Its funny beacause earlier in the day my Equifax score had gone UP 8 points. So I lose because MyFICO never warned me

that their product could had adverse ramifications.

 

Warning: Redeeming An Updated MyFico score and report could lose you credit score points. Beware.


https://1drv.ms/u/s!Ag69gNCLatLGh0qrytBmsCNS1Wg3?e=nHZSgd


 







Message 4 of 6
New Visitor

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Message 5 of 6
Moderator

Re: Warning: Redeeming An Updated MyFICO Report 1B (Equifax)

Your updated score is 8 points lower. Had you not pulled an update, your score would not have dropped for the sole reason that you were looking at a score generated on an earlier date. Pulling your own reports or scores has no bearing on your score.

Message 6 of 6
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