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TEK2TIRADO
Established Member

quick question

I just did the free 10 day trail thinking i was gonna get all 3 credit scores .... i guess i should have read more carefully

 

my question is can i go to another site and get my free report still?

id like to see my 3 scores


Starting Score: 619 TU FICO, 584 EQ FICO
Current Score: 619 TU FICO, 584 EQ FICO, 619 EX lender pull 3/23/12
Goal Score: 620 by August for new house


Take the FICO Fitness Challenge
Message 1 of 4
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crunching_numbers
Valued Contributor

Re: quick question

You are able to get your FICO for Trans Union or for Equifax here.  Unfortunately there is no where that you can buy your Experian FICO at this time.  The credit scores for sale or for free on the other sites you see (especially Experian) are FAKO (fake) scores.  They are not the numbers lenders use. The only way to see your Experian FICO is from a lender. You can however obtain a free copy of each of your credit reports each year from annualcreditreport.com .


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 2 of 4
TEK2TIRADO
Established Member

Re: quick question

Thank you for ur reply
do u know if i can still get my scores from that site for free?

Starting Score: 619 TU FICO, 584 EQ FICO
Current Score: 619 TU FICO, 584 EQ FICO, 619 EX lender pull 3/23/12
Goal Score: 620 by August for new house


Take the FICO Fitness Challenge
Message 3 of 4
llecs
Moderator Emeritus

Re: quick question


@TEK2TIRADO wrote:
Thank you for ur reply
do u know if i can still get my scores from that site for free?

You can get free reports from annualcreditreport.com, but none of the scores offered are FICO scores. They do offer non-FICO scores for a small fee.

 

There are a small number of places you can get your FICO score for free, most of which requires a membership through a bank or CU. Banks and CUs like Unitus Community Credit Union, M&T Bank, and Digital Credit Union offer an EQ FICO score at a low fee or free if you happen to bank with them. You can get a free TU FICO via a Wal-Mart CC if you have that CC. And you cannot buy your EX FICO from anywhere as mentioned, but PSECU in PA offers a free EX FICO if you happen to have a checking account with them. Outside of the mentioned, there are many CUs that will offer a complimentary review of your report and some do offer a free FICO if you happen to be a member. And of course your lender will often provide it for you if requested after applying. Finally, I think there's an ongoing promotion where active duty military can request a free FICO report. Any other score from any other source is not a FICO score.

Message 4 of 4
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