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04-25-2013 06:03 AM
04-25-2013 09:20 AM
App for a charge card. If approved, app right away for a revolver. They will use the same hard pull for both apps. They pull experian.
+1 Lambo hit it right on the head
04-25-2013 09:48 AM
04-25-2013 10:26 AM
04-25-2013 10:27 AM
I just applied for the Blue Sky card. Instantly approved, they pulled Experian, I had a 707. My AAoA is low and my utilization isn't exactly in the recommended range so I was skeptical about applying but I went for it anyway with a good outcome!!
WAY TO GO!!!!
04-25-2013 10:34 AM
04-25-2013 01:33 PM
04-25-2013 03:11 PM
I was thinking of getting a card with Amex. I wanted to know what is the best card if you're just starting a relationship with them?
What CR do they pull and what is the typical score they like to see? Don't want to waste a HP
Definitely a Charge card. It depends on how much AF your willing to spend and your spending pattern. If you plan to spend big (say 30K in a year) the PRG would be a great look for you:
-Waived $175 AF for 1st year
-Bonus 15K MR points with 30K spend in a year
If your looking to spend less I'd go with the Green card with a $95 AF.
06-17-2013 12:30 PM
Have you tried going on their website to see if you are pre-approved for anyting?
I recently app'ed and got approved for Preferred Gold Card and Delta Skymiles Gold. Both on same day. One HP from EX. Both of these cards are what I wanted and both will fit my needs.
My EX score was 779 with 0 INQ, 0 Baddies, 7% UTL, two CC totalling $2700 CL, 3Y7Mo AAoA. Was approved for $9,500 CL on Delta.