08-21-2012 11:07 PM
I got a CLI from my old Orchard card (number on back of card as others have suggested), and there's no inquiry on either EQ or TU as of yet. There was a soft pull on my account back in June or thereabouts from HSBC/C1 on EQ, but nothing recently.
Possible it wound up on Ex I suppose.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)08-22-2012 01:54 AM - edited 08-22-2012 01:54 AM

| Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO Goal Score: EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO | |
| In my wallet: |
08-22-2012 04:16 PM
Revelate wrote:I got a CLI from my old Orchard card (number on back of card as others have suggested), and there's no inquiry on either EQ or TU as of yet. There was a soft pull on my account back in June or thereabouts from HSBC/C1 on EQ, but nothing recently.
Possible it wound up on Ex I suppose.
Did you get one recently or before August?
08-29-2012 06:50 AM
I applied last night over the phone... Was approved for $200 and was a SP. New limit is at $1100. Not bad for Orchard Bank ![]()
08-29-2012 08:18 AM
aloush11 wrote:I applied last night over the phone... Was approved for $200 and was a SP. New limit is at $1100. Not bad for Orchard Bank
how long did you had them
Starting Score: 56008-29-2012 09:13 AM
I just came off an app spree, would it be worth for me to call to try to get a CLI?
08-29-2012 09:18 AM
nicholasyud wrote:
aloush11 wrote:I applied last night over the phone... Was approved for $200 and was a SP. New limit is at $1100. Not bad for Orchard Bank
how long did you had them
December 2010, Started at $300> 700 > 900 > $1100. If you call the Credit Dept backdoor number they will be able to tell you if it requires a Hard or Soft pull. I know last time I said the rep said it was hard no matter what, but this rep said they have always been able to check.
09-11-2012 05:25 AM
p- wrote:
2NE1 wrote:I called the back # of my Orchard card two months ago and requested a CLI, the CSR I spoke with was in the US. It was a soft pull for me even though it was only a $100 increase, but better than nothing!
What worries me is every story through July is soft, but every story from August is a HP. I'll be watching this closely to see if the soft pulls come back.
Just for documentation purposes, I called the # on the back of my Orchard card yesterday and requested a CLI. Only got the typical $100 for a total of $400 limit, but it was a soft pull.
09-11-2012 06:52 AM
atarvuzdar wrote:
p- wrote:
2NE1 wrote:I called the back # of my Orchard card two months ago and requested a CLI, the CSR I spoke with was in the US. It was a soft pull for me even though it was only a $100 increase, but better than nothing!
What worries me is every story through July is soft, but every story from August is a HP. I'll be watching this closely to see if the soft pulls come back.
Just for documentation purposes, I called the # on the back of my Orchard card yesterday and requested a CLI. Only got the typical $100 for a total of $400 limit, but it was a soft pull.
@atarvuzdar, Yeah I went from a $320 CL to $420 with OB 6 months ago. It will be 6 month as of 9/28. I'm going to request another CLI the day after. If they give me another rinky dink $100 CLI, I'm shredding that card!!!
09-11-2012 06:55 AM
I think you'll definitely want to do it then, I think after 9/30 the card transfers completely over to CapOne in terms of CSR and statements, etc. and then there's no way in you-know-where that we'll ever get another CLI, that's why I requested one now lol.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


