10-09-2012 09:00 PM
I recently had some success with customer initiated CLIs. However, new credit lines aren't reporting yet. I have the credit available per request but it's been over a month for some and they haven't updated on my credit reports. I have a HP for a GE CLI (yeah I know) and the new limit isn't even reporting yet. How long does it usually take for CCCs to begin reporting the new line? I called CAP1 about it since my limit was recently raised from $750 to $1,500. They said they post new lines updates every 30 days but I don't understand why they didn't just update it when they posted my new balance to the bureau? How much longer should I wait before requesting a manual update from the CCCs?
10-09-2012 09:03 PM
10-10-2012 01:24 AM
I didn't see TWO of my increases on my recent report so I'm really hoping it comes later at the end of THIS month because that means my FICO score will be getting.. JACKED UP UP UP!!
10-10-2012 06:39 AM
I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.
its usually next statement. when they report once a month.
macy's took me about 3 weeks whereas walmart took 3 days
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
10-10-2012 06:42 AM
It takes time. Some of the CC's I received at the end of Auguest still have not hit my reports yet.
10-10-2012 06:50 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.